865-203-2040 karen@sisgrouptn.com
Appealing an Income-Related Monthly Adjustment (IRMAA) Decision

Appealing an Income-Related Monthly Adjustment (IRMAA) Decision

What is IRMAA? IRMAA stands for “Income-Related Monthly Adjustment Amount,” which is an extra fee for higher-income beneficiaries because individuals with higher incomes can typically afford to pay more for their Medicare premiums. As a result, this fee is added to...
How to Protect Yourself from Scams While You Apply for Medicare

How to Protect Yourself from Scams While You Apply for Medicare

As you approach 65 and after, you are (typically) on your Medicare Journey. There are many out there who spend a lot of time seeing how they can scam Medicare beneficiaries and you must be mindful of these attacks. Random people calling and asking for your social...
Protecting Your Retirement Savings as a Medicare Beneficiary

Protecting Your Retirement Savings as a Medicare Beneficiary

Typically, the first step on your journey as a Medicare beneficiary is determining which plan is right for you. Original Medicare, or Medicare Advantage. There are many details, unique to you, that will determine which one is the best fit. Part of the important...
Medicare Approval Timeline

Medicare Approval Timeline

If you’re going to apply for Medicare, you will probably want to know a timeline for approval. Approval depends on several factors. These are: when you applied, how you applied and who is processing your application. And you don’t want to drop any current insurance or...
Getting Medicare if You’re 65 And Still Work

Getting Medicare if You’re 65 And Still Work

Signing up for Medicare has additional considerations if you’re still working. Here we’ll show you some tips on how it works and how to avoid common mistakes. Is it necessary to sign up for Medicare when I turn 65? It all depends on how many employees are...
Does Medicare Cover Foreign Travel?

Does Medicare Cover Foreign Travel?

As we get close to spring and the travel bug begins to bite, you may wonder if you have Medicare coverage if you travel abroad. The quick answer is if you’re 65 and traveling overseas, it would be good to consider a supplement to your Medicare coverage. Notably,...

Why Delay Medicare Part B?

Medicare Basics Most people start taking Medicare Part B at 65 when they are first eligible. If you are collecting Social Security when you become eligible for Medicare, Part B will come automatically.  If you are not collecting Social Security, you have to choose to...

Medicare TV Ad Scams

As we near the end of this year’s open enrollment season, it is prime time for people to try and get you to change insurance plans and Medicare TV scams are rampant.  Many of our clients have been experiencing an abundance of calls stating they can offer more benefits...

Veterans and Medicare, How Does it Work?

First, we would like to thank all of our Veterans for your service and sacrifice. You have given us the freedoms we experience in the United States of America today. Medicare Part B Options If you are a veteran who is almost 65, you are ready to tackle learning your...

Medicare Insulin Costs Change in 2021

Exciting News for Medicare Beneficiaries Needing Insulin! CMS (Centers for Medicare and Medicaid Services) announced on March 11, 2020, that the Part D Senior Savings Model plan will be in effect for 2021 plans, helping those needing insulin.  Medicare beneficiaries...

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