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How an Explanation of Benefits HELP You

How an Explanation of Benefits HELP You

You have received an Explanation of Benefits (EOB), but what IS it, exactly?  An EOB is NOT a Bill Let’s go ahead and clear this one up. An EOB is not a bill! An EOB is there specifically to help you understand the charges for any visits or prescription claims.  If...
The Truth About a Hospital Stay and Medicare Coverage

The Truth About a Hospital Stay and Medicare Coverage

There is a slight gap when it comes to Medicare coverage in regards to a hospital stay and a surprise bill could be the result. In an effort to reduce costs, Medicare asks that hospitals don’t admit patients immediately, but rather place them under observation to...
Medicare Changes 2024: What Medicare Beneficiaries Need To Know

Medicare Changes 2024: What Medicare Beneficiaries Need To Know

A new year means changes to Medicare, including updates to drug coverage, telehealth services and mental well-being considerations. In 2024, we don’t see as many changes as there were for 2023, but there are some notable tweaks that will make you want to reassess...
AEP, ANOC & Scams, Oh My!

AEP, ANOC & Scams, Oh My!

Medicare AEP is Coming Soon! The time is almost here again – Medicare’s Annual Enrollment Period (AEP). What does this mean? It is an opportunity to assess what your needs are so that you can be prepared for the upcoming year. The dates of AEP run from October 15th...
CMS Commits to Improved Care for Alzheimer’s Patients

CMS Commits to Improved Care for Alzheimer’s Patients

The recent Food and Drug Administration approval of the first drug shown to slow down Alzheimer’s disease means that Leqembi, whose generic name is Lecanemab, should be widely covered by the federal Medicare health insurance program. Now more people who are in...
Appealing an Income-Related Monthly Adjustment (IRMAA) Decision

Appealing an Income-Related Monthly Adjustment (IRMAA) Decision

What is IRMAA? IRMAA stands for “Income-Related Monthly Adjustment Amount,” which is an extra fee for higher-income beneficiaries because individuals with higher incomes can typically afford to pay more for their Medicare premiums. As a result, this fee is added to...
How to Protect Yourself from Scams While You Apply for Medicare

How to Protect Yourself from Scams While You Apply for Medicare

As you approach 65 and after, you are (typically) on your Medicare Journey. There are many out there who spend a lot of time seeing how they can scam Medicare beneficiaries and you must be mindful of these attacks. Random people calling and asking for your social...
Protecting Your Retirement Savings as a Medicare Beneficiary

Protecting Your Retirement Savings as a Medicare Beneficiary

Typically, the first step on your journey as a Medicare beneficiary is determining which plan is right for you. Original Medicare, or Medicare Advantage. There are many details, unique to you, that will determine which one is the best fit. Part of the important...

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