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Medicare Savings Programs: Are You Eligible?

Medicare Savings Programs: Are You Eligible?

Navigating the complexities of Medicare can be challenging, especially for individuals on fixed incomes or facing financial constraints. While Medicare provides essential healthcare coverage for millions of Americans aged 65 and older, many individuals struggle to...
The Truth About a Hospital Stay and Medicare Coverage

The Truth About a Hospital Stay and Medicare Coverage

There is a slight gap when it comes to Medicare coverage in regards to a hospital stay and a surprise bill could be the result. In an effort to reduce costs, Medicare asks that hospitals don’t admit patients immediately, but rather place them under observation to...
AEP, ANOC & Scams, Oh My!

AEP, ANOC & Scams, Oh My!

Medicare AEP is Coming Soon! The time is almost here again – Medicare’s Annual Enrollment Period (AEP). What does this mean? It is an opportunity to assess what your needs are so that you can be prepared for the upcoming year. The dates of AEP run from October 15th...
Appealing an Income-Related Monthly Adjustment (IRMAA) Decision

Appealing an Income-Related Monthly Adjustment (IRMAA) Decision

What is IRMAA? IRMAA stands for “Income-Related Monthly Adjustment Amount,” which is an extra fee for higher-income beneficiaries because individuals with higher incomes can typically afford to pay more for their Medicare premiums. As a result, this fee is added to...

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